https://s.paragonrels.com/goto/ZSdNiV   NEW

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc - gallery

https://s.onikon.com/anna-smith/17

https://vimeo.com/882984029    NEW

https://s.onikon.com/anna-smith/2212-windridge-drive-north-vancouver/

https://youtu.be/72NsuVOhO5s  NEW

https://youtu.be/72NsuVOhO5s?si=Zpc_AeDLHqKl6Rz5 New

OPEN HOUSE! DECEMBER 6, 2023   WHAT’S IN IT FOR YOU?
SAT 1:00 - 3:00 Move in ready.  Small front yard, no back yard, virtually no yard work!
HAVE IT ALL:  4B 2B OR 3B + DEN/Office  Vaulted ceiling,  Side PATIO 242 sq ft. BBQ on the Balcony.

Call for details:
2212 WINDRIDGE DRIVE NORTH VANCOUVER BC V7H 1B5
️ 4 bed   2 bath OR 3 BED + Den/Flex/Hone OFFICE  …NEW LIVING ROOM FLOOR AND NEW CARPET TOO.

Gas fireplace

Side patio - 242  sq. ft.  BBQ balcony too!

2 parking carport 1 storage shed and crawl storage understairs storage room too.
laundry room
pet friendly neighbourhood
private oasis hidden gem, nestled in the forest
1814 sq. ft.- living space Immaculate condition!!!

VAULTED ceiling

Fabulous friendly neighbours and neighbourhood! Hiking, biking, walking trails everywhere.

*Roof 3 years old

*Hot water tank 4 years old

*New appliances

*Just painted

*New Lights

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc - floorplan

Rustic 1980 house.

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc   https://s.onikon.com/anna-smith/2212-windridge-drive-north-vancouver/

MLS R2832682

#justlisted #openhouse
#newlistingalert   #REMAX
#listingagent #remaxagent
#vancouvercanada
#homeforsale #houseforsale
#canadalisting #vancouverbc
#vancouverrealestate
#realestateagent
#realestate #remax #realtordotca
#yvr #googlealerts  #northvanncouver #retweet

https://myre.io/0rhoZwksJ5Xr NEW

https://s.paragonrels.com/goto/ZSdNiV   NEW

2212 Windridge Drive, North Vancouver, BC, V7H 1B5 - Photos, Videos & More! (remaxcrestmasters.ca) 

https://s.paragonrels.com/goto/ZSdNiV   NEW

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc - gallery

https://s.onikon.com/anna-smith/17

https://vimeo.com/882984029    NEW

https://s.onikon.com/anna-smith/2212-windridge-drive-north-vancouver/

https://youtu.be/72NsuVOhO5s  NEW

https://youtu.be/72NsuVOhO5s?si=Zpc_AeDLHqKl6Rz5 New

OPEN HOUSE! DECEMBER 6, 2023   WHAT’S IN IT FOR YOU?
SAT 1:00 - 3:00 Move in ready.  Small front yard, no back yard, virtually no yard work!
HAVE IT ALL:  4B 2B OR 3B + DEN/Office  Vaulted ceiling,  Side PATIO 242 sq ft. BBQ on the Balcony.

Call for details:
2212 WINDRIDGE DRIVE NORTH VANCOUVER BC V7H 1B5
️ 4 bed   2 bath OR 3 BED + Den/Flex/Hone OFFICE  …NEW LIVING ROOM FLOOR AND NEW CARPET TOO.

Gas fireplace

Side patio - 242  sq. ft.  BBQ balcony too!

2 parking carport 1 storage shed and crawl storage understairs storage room too.
laundry room
pet friendly neighbourhood
private oasis hidden gem, nestled in the forest
1814 sq. ft.- living space Immaculate condition!!!

VAULTED ceiling

Fabulous friendly neighbours and neighbourhood! Hiking, biking, walking trails everywhere.

*Roof 3 years old

*Hot water tank 4 years old

*New appliances

*Just painted

*New Lights

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc - floorplan

Rustic 1980 house.

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc   https://s.onikon.com/anna-smith/2212-windridge-drive-north-vancouver/

MLS R2832682

#justlisted #openhouse
#newlistingalert   #REMAX
#listingagent #remaxagent
#vancouvercanada
#homeforsale #houseforsale
#canadalisting #vancouverbc
#vancouverrealestate
#realestateagent
#realestate #remax #realtordotca
#yvr #googlealerts  #northvanncouver #retweet

https://myre.io/0rhoZwksJ5Xr NEW

https://s.paragonrels.com/goto/ZSdNiV   NEW

2212 Windridge Drive, North Vancouver, BC, V7H 1B5 - Photos, Videos & More! (remaxcrestmasters.ca) 

*****

What’s in it for you?
Value, location and rustic charm!
2212 WINDRIDGE DRIVE NORTH VANCOUVER BC

4B OR 3B + DEN/Home Office or Guest room
Vaulted ceiling Private Location small front yard, no backyard. Great if you don’t love yard-work but don’t want to pay Strata fees.

OPEN HOUSE! November 5, 2023
SUN 1:00 - 3:00 PM

Details:
2212 WINDRIDGE DRIVE NORTH VANCOUVER BC V7H 1B5
️ 4 bed 2 bath OR
️ 3 BED + Home OFFICE/Guest room/Den
Gas fireplace
side patio - 242 sq. ft. & BBQ on the balcony!
parking carport 1 storage shed indoor storage under stairs.
laundry room
private oasis hidden gem, nestled in the forest
Immaculate condition!!!
Move in Ready.

Fabulous friendly neighbours and neighbourhood!
*NEW living room floor and carpet
*Roof 3 years old
*Hot water tank 4 years old
*New appliances
*Just painted
*New Lights and Kitchen Sink
pet friendly neighbourhood
* No backyard, but no strata fee either small front yard.

https://youtu.be/mqpmks1nBbU

2212 WINDRIDGE DRIVE BY Anna Smith - ONIKON Creative Inc
https://s.onikon.com/anna-smith/2212-windridge-drive-north-vancouver/

MLS R2832682

BEST 2B 2B, DEN, w 9' ceilings, 2 Parking 379 380, Storage. HUGE patio 185sf. the BBQ part is covered. Immaculate condition. GAS & heat incl. Avalon Park 1 Vibrant River District. Desirable layout, radiant heating, and laminate floors. Open concept kitchen and features SS appliances, gas range with convection oven, and quartz countertops. Amenities Skylounge, Skybar, two gyms, 2 multi-purpose amenity, and a meeting room, 2 guest suites, community garden, BBQ courtyard garden, playground. Location is super convenient, everything within walking distance, including services, shopping, restaurants, parks, entertainment. Direct bus to Metrotown. Express bus to Skytrain. EV parking avail. Steps to riverfront walkways. Quick possession if desired. Call to view or Open House SAT & SUN 1 to 4 PM   MAY 6 & 7 2023

BEST 2B 2B, DEN 2 parking side by side, Large Storage Locker. HUGE patio! Immaculate condition. GAS & heat incl. Avalon Park 1 Vibrant River District community. Desirable layout, radiant heating, and laminate floors. Open concept kitchen and features SS appliances, gas range with convection oven, and quartz countertops. Amenities Skylounge, Skybar, two gyms, 2 multi-purpose amenity, and a meeting room, 2 guest suites, community garden, BBQ courtyard garden, playground. Location is super convenient, everything within walking distance, including services, shopping, restaurants, parks, and entertainment. Easy access to public transportation. Express bus to Skytrain. EV parking. Steps to the riverfront walkways, Save-on-Foods, Shoppers, Starbucks, Sushi Mura, Bosley's, Everything Wine, Banks, Services & direct bus to Metrotown.  Looks new, feels new, but no GST must SEE. 822 sq ft and PATIO 185 sq ft show anytime and quick possession if desired.

STORAGE Locker W 4’5” H 6’3” D 4’1” P2-33  304  Parking 379 380 P2  No Airbnb

HAVE IT ALL:  2B 2B DEN/FLEX w 9’ ceiling,  2 PARKING Side by Side 1 LOCKER & Huge PATIO 185 sq ft. covered BBQ area.

OPEN HOUSE! MAY 5, 6, 2023
SAT SUN  1:00 - 4:00
205 3588 Sawmill Crescent Vancouver BC
The Avalon Building is in the desirable River District of Vancouver. This building has tons of amenities.  2 gyms, 2 guest suites, EV available and much more!!!

Call for details:
205 3588 Sawmill Crescent Vancouver BC
️ 2 bed   2 bath + Den/Flex with 9' ceiling

2 parking side by side 1 storage locker bike rooms too‍♂️

large patio - 185  sq. ft.  BBQ area is covered too!
in-suite laundry
pets allowed 2
rentals allowed (no Airbnb)
822 sq. ft.- living space LIKE NEW Immaculate!!!

#R2763899 MLS

#justlisted #openhouse
#newlistingalert   #REMAX
#listingagent #remaxagent
#vancouvercanada
#homeforsale #condoforsale
#canadalisting #vancouverbc
#vancouverrealestate
#realestateagent
#realestate
#yvr #googlealerts 

Coming Soon 205 3588 SAWMILL CRESCENT, VANCOUVER BC V5S 0H5

LOVELY 2 bedroom and DEN in Avalon Park 1 AMAZING Vibrant River District community. The suite has a desirable layout, radiant heating, and laminate floors. The Open concept kitchen and features SS appliances, including 5-burner gas range with a convection oven, and quartz countertops. Large Storage Locker and 2 parking side by side. Amenities Skylounge, Skybar, two gyms, a multi-purpose, and meeting rooms, 2 guest suites, community garden, BBQ courtyard garden, playground and multi-purpose room. The location is super convenient, everything within walking distance, including services, shopping, restaurants, parks, and entertainment. Easy access to public transportation. No short-term rentals Airbnb. EV parking. Steps to the riverfront walkways, Save-on-Foods, Shoppers, Starbucks, Sushi Mura, Bosley's, Everything Wine, Banks, Services & direct bus to Metrotown.  Looks new, feels new, but no GST must SEE. Call to view. 

Anna Smith, Your Neighbourhood REALTOR®
RE/MAX Crest Realty
Vancouver, BC V6H 1C1
604.505.1647
Anna@annasmithrealty.com
www.AnnaSmithRealty.com 

Personal Honest Professional Service

The prime rate has risen by 1% to 4.7%.  For example, if you have a prime - .9% variable rate mortgage, you now have a 3.8% variable rate mortgage.

According to social media, the entire world is collapsing. 

Let us break it down.  *I am not an economist. 

Where is our inflation coming from?
At any given moment in time, we have a fixed amount of goods and services versus a fixed amount of currency. 

If we increase the amount of currency available and the number of goods and services remains the same, the price of goods will inflate. 

If we decrease the production of goods and services versus a fixed amount of currency, the price of goods and services will inflate. 

If there is pent-up demand (increase) for goods and services versus a fixed amount of currency, the price of goods and services will inflate. 

The above three have all happened in the last 2 years due to covid and we are now seeing the result of these events.

How will inflation stop or slow down?
Decrease the demand for goods and services.
Increase the supply of goods and services.
Increase the demand for currency.
Decrease the supply of currency.

What can the Bank of Canada do?
The only thing they can do is increase the rate.  When they increase the rate, the demand for currency will decrease.  Less currency is available, in turn decreasing the price of goods and services and slowing down inflation.

How do you defend against this?
Do the math.  Let’s make some assumptions:
1. How long will it take to go back to normal: 2 Years
2. How much extra interest will you pay: 2%/year
3. Average mortgage size: $600,000

The above is my guestimate.

Total Cost: $600,000 x 2% x 2 Years = $24,000

If you can afford the extra $24,000 in cost over the next 2 years with your income, line of credits, investments etc., then you are ok. 

What should you do in this situation?
1. Run your numbers and know your numbers. 
2. Structure line of credits against your properties(s)
3. Look at converting to 1, 2, 3 year fixed rates if the variable rate = fixed rates

What are investors going to do?
“Be greedy when others are fearful.”
Investors are going to buy in this market.  They are going to structure line of credits/mortgages against their properties and prepare their financial position to qualify for lending.

What is a good strategy to buy as an investor?
With higher rates, cash flow is going to be restrictive.  So instead of buying a $800k property with $200k down, it makes more sense to buy a $500k property with $200k down.

Which homeowners are going to buy in this market?
1. New home buyers as they are still paying insane amounts of rent.    
2. Home buyers that want to upsize or downsize in a calm fashion.     

Are there more risks to consider?
Let us use a 40-year-old making $120,000/year and will work till age 65. 

Death: $120,000 x 25 years = $3,000,000 Risk
Disabled and can no longer work: $120,000 x 25 years = $3,000,00 Risk
Critically Ill: $120,000 x 3 Years = $360,000 Risk

The above risks make the interest rate risk look small.  Something to think about. 

What is the next step?
If you would like to discuss your options for mortgages & insurance, feel free to set a time: https://calendly.com/robertkleinmeeting/20min

Robert Klein                              
Mortgage Broker & Commercial Realtor
Pacific West Mortgages Inc. & NAI Commercial (Victoria) Inc.
C: 778.896.6732 | F:604.648.9701              
Email: robert@robertklein.ca               
Visit our website at www.robertklein.ca

A Better Way to Buy and Sell Real Estate and 10 Things to Look for in a Real Estate Agent

This is a one-stop real estate website for all your home buying and selling needs in Vancouver, BC.

Contact us if you would like more information on finding your dream home or preparing to sell your home.

• Vancouver Real Estate
• Burnaby Real Estate
• Richmond Real Estate
• New Westminster Real Estate
• Port Moody Real Estate

Anna Smith

RE/MAX Crest Realty (South Granville)

1428 W 7th Ave

Vancouver, BC V6H 1C1

Email Us or Call  (604) 505-1647 anna@annasmithrealty.com

10 Things to Look for in a Real Estate Agent

Whether you're buying or selling a home, you need the right kind of partner

Finding the right real estate agent to represent you can be challenging. There are many agents to choose from and almost every homeowner you meet will have a recommendation. It may take a bit of time but interviewing and evaluating agents is worth every minute. Buying or selling a home is no small task, so you want to make sure you get the right person in your corner. Here are 10 essential things to look for in a real estate agent. 

10 Things to Look for in a Real Estate Agent    (6 mistakes some Home Buyers Make)

• An active listener
• Good references or referrals
• Honesty
• Passion
• Negotiation skills
• Support
• Effective Communication
• Strong online presence
• Decisions based on data
• Experience

1. An active listener 

You want to make sure that your agent listens to you when you speak and takes your wants and needs into full consideration. Your agent will be representing you in what’s sure to be one of the largest purchases or sales of your life, so making sure they understand your priorities is crucial. Look for an agent that remembers your wish list, contacts you when they see something that fits your needs, and who doesn’t monopolize your conversations. Good agents are typically good salespeople, but make sure they don’t try to sell you out of your own needs. If you don’t feel heard, it’s time to start looking for another agent. 

 2. Good references or referrals  https://rankmyagent.com/annasmith

There’s no quicker way to find out what you can expect from your real estate agent than by contacting their previous clients. Some buyers and sellers skip this step when evaluating agents, but we’d highly recommend putting the time into getting honest feedback. Agents should come to listing appointments or meetings equipped with recent references, preferably in the cities you’re looking at.  If your potential real estate agent was referred to you by a friend or family member, make sure you ask them in detail about how the agent operated on each of the nine other points on this list.

 3. Honesty, especially in difficult situations

This can be hard to gauge, but it’s extremely important to find an honest agent whose opinion you can trust. Your agent’s experience and opinion on making or accepting offers should be extremely valuable to you, but that will only be the case if you can fully trust them to operate in your best interest. You want to find an agent who will tell you their honest opinion even when they know their thoughts won’t be pleasantly received so that you can truly make decisions with as much information as possible. An honest agent that stands by his or her instincts is indispensable when making difficult decisions.

 4. Passion 

Unlike some of the other items on this list, it’s fairly easy to tell whether or not an agent is passionate about their job and the real estate industry in general. You want an agent who is excited about getting the highest offer possible on your listing, or who is combing through new listings before you are to find you your dream home. They should know the latest Canadian real estate market trends and truly relish discussing them with you. Buying or selling your home should be an enjoyable process, and a good real estate agent who is passionate about their job can make all the difference.

 5. Negotiation skills 

They say a good real estate agent pays for him/herself, and the negotiation table is the place where this can really happen. Reading whether you should make a strong offer, a counter-offer, or a low offer requires a good understanding of both the seller’s situation and the listing agent’s negotiation style. On the other side of things, pricing a listing properly is somewhat of an art form that can set the stage for a successful negotiation and timely sale. Be sure that your agent has the negotiating skills needed to get you a good offer, or to get your offer accepted.

 6. Someone with support 

If you’re a first time home buyer, you might be surprised by just how many people you’ll need to be introduced to during your home buying process. Your agent should be able to recommend a notary, a mortgage broker, a home inspector, and any other potential service providers you may need during the home buying process. An agent who has built these kinds of strong relationships is likely someone respected in the industry, which should give you confidence when they are negotiating on your behalf. Before writing an offer…

 7. Effective communication skills

Take note of how your potential agent speaks to you, how they treat other people, and how they communicate with the world on social media. You want to make sure your agent will be able to sell effectively which requires the ability to communicate clearly. One of the best ways to judge this is to see how they sell themselves when you meet them. If they make a strong case for you to use their services, you’ve likely found a good communicator that will represent you well.

8. A strong online presence 

Don’t just evaluate your agent in person, you should also look at their online profiles to see how they’re selling themselves, and their client homes, online. Check to see if they have a following on social media, featured profiles on websites like REW, and where their previous listings were shared online. Typing their past sales addresses into Google Search will help give you an idea of where you can expect to see your property online if you list with them.

9. Decisions based on data 

When you speak to a potential agent, you want to make sure they’re backing up their opinions and suggestions with hard data. Select an agent that knows the market inside and out, and don’t be afraid to ask specific questions about your area of interest and see what type of knowledge and insight they possess. It doesn’t have to be a formal pop quiz but making sure your agent knows the area you want to buy or sell in is important.

10. Experience 

To be clear, we’re not suggesting you should only work with 20-year industry veterans. Experience is certainly not everything, but having it is an asset that you should consider when evaluating potential agents. Your agent should be able to provide you with examples of past buying and selling experiences that lead to positive outcomes. You also want to make sure that they know and have good relationships with other industry professionals, as they could be negotiating with them in the near future on your behalf. 

If you find an agent that ticks off the 10 boxes above, you should be in for a great experience. To start the process, use this link to find an agent.

https://www.rew.ca/agents/94279/anna-smith/recommend?utm_source=agent+request+recommendation  REW recommend Anna Smith